The Dutch healthcare system is a universal, multi-payer system. This means healthcare is funded through a combination of public and private contributions.
When the Dutch healthcare system was overhauled several years ago, a Standard Health Insurance Package (known as the basisverzekering) was introduced for all residents. This standard package is mandatory if you are aged 18 and over. All Dutch residents – including international students – are free to choose their own private health insurance provider. There is no state-funded (public) health insurance as such.
If you intend to stay in the Netherlands for more than 12 months, you will be required to purchase this Standard Health Insurance Package. It’s a good idea to compare what the different insurance carriers have to offer, but the package generally covers the following services;
- GP visits
- Specialist treatment and hospital care
- Some mental health services
- Dental care up to age 18
- Some forms of therapy, including speech therapy
- Maternity care